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EDUCATION LOAN
Student Education Loans
Going abroad for higher studies? Wondering how you fund your studies? Found the perfect course for you? Whatever your reason for wanting to study abroad, here at Saina migration consultants we understand that quality education is a must. Therefore, we have partnered with some of the most trusted financial institutions in India to offer our students a one-stop solution for education loans that will assist in making their journey towards a better future, convenient and simple.
What does an education loan cover?
It covers the basic course fee and some (not all) other related expenses such as accommodation, exam, and other miscellaneous charges
Who can apply for the loan?
A student is the main borrower. A parent, spouse or sibling can be the co-applicant.
Whom is the loan offered to?
It is offered to students who want to study and pursue higher education overseas. The maximum amount offered for studies vary from one bank to another.
Eligibility and documents required
To apply for the loan, one must be an Indian citizen, having secured an admission into a college/university recognised by a competent authority abroad. The applicant must have completed his higher secondary level schooling.
Follow your dreams of education abroad with Saina migration consultants. Just ask our friendly counsellor to help you with Student Education Loan!
ICICI Bank iSMART Education Loans
Special offering to Saina migration consultants Students Only:
- A discounted loan processing fee for students applying for an education loan before 30th September 2023
- A discounted interest rate for students applying to exclusive universities of Saina migration consultants
- Pre-approved offers for those Saina migration consultants students and their parents, who have an existing relation with ICICI Bank
- Complementary IMSmart bundle product kit with premium leather folder.
Why opt for ICICI Bank Education Loan?
- Loans of up to Rs 2 crore
- No repayment during course period, an additional 6 month period for select institutes
- Unsecured loan amount of up to Rs 1 crorefor select institutes and also based on GRE/GMAT/12th and other tests
- No margin money required for select institutes
- Other expenses like student exchange, travel expense, laptop are also covered
- Pre-visa disbursal and Pre-admission sanction letter available
- No pre-payment charges
- Flexible options for addition of co-applicant
- End-to-end digital journey and quick turnaround time
- Door step services available
- Bundle solutions –Canada, GIC & UK Personal Bank Account available
- Insurance is not mandatory.
HDFC Education Loan
Why HDFC Credila?
An education loan from HDFC Credila checks all the right boxes:
- Ease of online application: Apply at your convenience from anywhere.
- Up to 100% finance, covering tuition fees and ancillary expenses.
- Secured loans starting at just 75%* p.a.
- Unsecured loansup to INR 75 lakh *available.
- Avail attractive tax benefit under Section 80E.
- Multiple repayment optionswith tenure up to 15 years.
- Avail repayment moratorium during study period for certain courses.
- Flexibility of multi-city borrower and collateral.
- Offers sanction letter validityfor I-20 and source of funds.
*T&C apply. Please connect with your IDP counsellor to know more about the HDFC Credila special offer.